Track every rupee.
By voice.
Say it out loud. MBL PFin logs it — amount, category, wallet. No forms. No tapping. The foundation of your financial intelligence.
Free plan · 250 entries/month · No card needed
How it works
Three seconds to logged.
Say it
Open the app and speak naturally. "Paid 450 for groceries from HDFC." That's it.
AI parses it
Voice AI extracts the amount, category, and wallet in under a second. No typing, no dropdowns.
Logged
Entry is saved, categorised, and attributed to the right wallet. Your data, instantly organised.
Why MBL PFin
More than an expense tracker.
A personal finance OS
MBL PFin starts with logging, but the roadmap is bigger — budgets, goals, net worth, investment tracking. The foundation you build today powers every financial decision tomorrow.
Built alongside you
Features are co-built with the people who use them. Community members vote on what gets built next. Your wishlist shapes the product roadmap directly.
People who run their life
The MBL PFin community isn't about hacks and tips. It's for high-agency individuals who take their finances seriously — and who hold each other to that standard.
Features
Everything you need. Nothing you don't.
Multi-wallet tracking
HDFC, SBI, UPI, cash — track every wallet in one place. See where money is sitting and where it's moving.
Spending analytics
Category breakdowns, monthly trends, and spending patterns. The data you need to make better decisions.
Auto-categorisation
AI assigns the right category the moment you log. Food, transport, bills, EMIs — sorted without you lifting a finger.
Instant search
Find any transaction in seconds. Search by amount, category, date, or keyword across your entire history.
The Founder
Vimal — MrBottomLine
Product builder · Runner · Capital allocator
I built MBL PFin because I couldn't find a tracker that fit how I actually live — on the move, thinking out loud, managing multiple wallets. So I built one. The same obsession with bottom-line thinking that drives my YouTube channel drives this product: honest numbers, no excuses, systems that compound.
mrbottomline.club ↗On YouTube
The community
People who run their life.
MBL PFin is not for everyone. It's for the person who tracks before spending, who asks hard questions about where money goes, who builds systems instead of hoping for the best. If that's you, you're already home.
Co-building
You decide what gets built.
Community members upvote features. The top requests directly influence the roadmap. No black-box product decisions.
Wishlist data is illustrative — join the community to vote on real features.
Coming next
RoadmapGoal-based investing.
Tracking is the foundation. The next layer is purposeful saving — every rupee allocated to a goal, not just a category.
Education
Children's education, skill certifications, courses — goal-based saving with a timeline.
Marriage
Plan the big day years in advance. Break a large number into monthly targets.
Travel
Dedicated travel fund. Watch it grow trip by trip, year by year.
Retirement
Long-horizon planning. FIRE number, monthly contribution, projected corpus.
Android app
Log from anywhere, anytime.
The MBL PFin Android app is live on the Play Store. Free to download. Voice logging works offline too.
Pricing
Simple, honest pricing.
Pro Monthly
- ✓Unlimited entries
- ✓Multi-wallet
- ✓Full analytics
- ✓Priority support
Pro Annual
- ✓Everything in Pro
- ✓2 months free
- ✓Early access to features
- ✓Community access
From the blog
Thinking on money and life.
Best Voice Expense Tracker for Indians in 2026 — Honest Picks
Most expense trackers make you open an app, tap through menus, and type a number. Voice trackers let you log a ₹350 grocery run in 4 seconds. Here's which ones actually work for Indian users.
Read →How to Track Monthly Expenses in India (Step-by-Step Guide for 2026)
Most Indians have no idea where their money goes each month. UPI has made it worse — studies show digital payments lead to 300% more spending than cash. Here's a 5-step system that actually works.
Read →Best Expense Tracker Apps for Indians in 2026 — Honest Comparison
Most 'best expense tracker' lists are written for American users by people who have never opened UPI. Here's an honest review of nine apps actually usable in India in 2026.
Read →FAQ
Common questions.
“Every rupee tracked is a decision understood.”
This isn't about guilt-tripping yourself over every coffee. It's about knowing — clearly, completely, without friction — where your money goes. Knowledge compounds. So does awareness.
Start tracking today →